Welcome to Morphos Learning! By accessing or using our website (“Site”), services, and content, you agree to comply with and be bound by the following Terms of Service. Please read these terms carefully before using our Site.

1. Acceptance of Terms

By accessing or using the Site, you confirm that you have read, understood, and agree to abide by these Terms of Service. If you do not agree to these terms, please do not use our Site.

2. Services Provided

Morphos Learning provides educational, training, counselling, and consulting services, including but not limited to online courses, workshops, coaching, counselling and consulting. We reserve the right to modify, update, or discontinue any services at our discretion.

3. User Responsibilities

• You must be at least 18 years old to use our services, or you must have parental consent.
• You agree to provide accurate and current information when signing up for services.
• You are responsible for maintaining the confidentiality of your account credentials.
• You agree not to engage in unlawful or prohibited activities while using our Site.

4. Payment and Refund Policy

• Payments for courses, workshops, and other services must be made in full at the time of purchase.
• Refund policies vary by service. Please refer to specific service pages for detailed refund terms.
• We reserve the right to refuse service or cancel orders at our discretion.

5. Intellectual Property

• All content on this Site, including text, graphics, logos, and materials, is the intellectual property of Morphos Learning.
• You may not reproduce, distribute, or modify any content without prior written permission.

6. User Conduct

Users are prohibited from:

• Engaging in fraudulent, deceptive, or illegal activities.
• Posting harmful, offensive, or inappropriate content.
• Attempting to gain unauthorized access to our Site or other users’ accounts.

7. Third-Party Links

Our Site may contain links to third-party websites. We are not responsible for the content, policies, or practices of these external sites.

8. Disclaimer of Warranties

• Our services are provided “as is” without warranties of any kind, either express or implied.
• We do not guarantee that the Site will be uninterrupted or error-free.
• We are not responsible for any losses resulting from reliance on our services or content.

9. Limitation of Liability

Morphos Learning and its affiliates shall not be liable for any direct, indirect, incidental, or consequential damages arising from the use of our Site or services.

10. Indemnification

You agree to indemnify and hold harmless Morphos Learning from any claims, damages, or losses resulting from your use of the Site or violation of these Terms.

11. Changes to Terms

We reserve the right to update these Terms of Service at any time. Changes will be posted on this page, and your continued use of the Site constitutes acceptance of the revised terms.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of Canada, without regard to its conflict of law principles.

13. Contact Information

If you have any questions about these Terms, please contact us at:  admin@morphos-learning.com.

By using our Site and services, you acknowledge that you have read and understood these Terms of Service and agree to be bound by them.